Blogs

Donor Advised Funds: Tax Benefit Today, Giving Opportunities Tomorrow

Funds are a flexible and popular option for long-term charitable giving

A donor advised fund lets you donate stocks, investments, real estate or a variety of other assets to a sponsoring organization that holds and invests your contributions. You get an immediate tax deduction but don’t have to make an immediate decision on where or when your gifts are allocated.

 

A Matter of Policy

Life insurance explained – on your terms

 

You’ve probably heard the phrase, “The check’s in the mail.” Life insurance is just like that. It’s a financial tool that makes sure there’s a check in the mail for your loved ones if anything happens to you.

 

Ways You Can Avoid Inheriting an Estate Tax Bill

Why you need an estate plan – even if you don’t pay the estate tax

The estate tax is a hot topic in the news right now with a lot of speculation about the role it may play in tax reform. The tax has been repealed three times since it was introduced more than 90 years ago.

The tax impacts individuals who inherit an estate worth more than $5.49 million, or couples who inherit an estate worth more than $10.98 million. Twelve states also have estate taxes so depending on how much you inherit and where you live, you could be subjected to a federal and state tax bill.

In Case of Emergency

A financial safety net can help protect you in emergencies

 

In times of crisis, you want to have quick access to funds to help you bridge the gap. Make sure you’re prepared by setting up an emergency fund – now – that can cover urgent financial needs.

A Bit About Bitcoin

What you should know about the digital currency

You may have heard that businesses such as Microsoft, Overstock.com and Dish Network accept the digital currency bitcoin. Even the sports world jumped in with the NBA’s Sacramento Kings accepting bitcoin for game tickets or purchases made in its team store.

Market Growth and Headline Hype

What investors should keep in mind in the final months of 2017

Bold statements. Covert operations. Political stand-offs. The first half of 2017 saw its fair share of activity. As we shift to fall and plan for the final quarter of the year, what can investors expect? Tim DiSette, Infinitas founder and partner, shares his take.

Medicare and HSAs: Health Care Vitals

Supplemental plans ease out-of-pocket costs; HSAs give triple tax savings

Bad medicine. It’s what many of us think abut the rhetoric surrounding the health care debate. Depending on the hour and the headline, the health care pendulum swings from thriving to code blue as quickly as you change cable news channels.

Despite the ambiguity, there are some health care fundamentals that remain related to retirement. Bruce Glenn, Inifinitas advisor, shares the basics of Medicare and HSAs – health care vitals that hold true even in uncertain political environments.

529 college savings plans score high marks for tax savings, Flexibility

Set aside $14,000 per parent, per child, per year with a 529 plan

Back-to-school time is here. As you shift from summer vacation to the upcoming academic year, it’s a good time to study the best ways to save for your child’s college education.

Beyond our Borders

Jason Young with American Funds and Brad McMillan, Chief Investment Officer for Commonwealth Financial Network, recently met with Infinitas and Pegasus clients. This is the third of three posts recapping comments from the event.

Beware of Bears

Watch out for the grizzly conditions of bear markets

Brad McMillan is the Chief Investment Officer for Commonwealth Financial Network. He’s a regular media commentator for CNBC, Bloomberg and The Wall Street Journal. He’s also the author of the Independent Market Observer. This is the first of three posts recapping Brad’s recent talk with Infinitas and Pegasus clients.